Combo loan amounts as high as $1 million

       Single loan amounts up to $700,000 with nothing down*

       Less-than-perfect credit okay

       First-time buyers welcome

       Self-employed or contract/1099 borrowers can qualify with flexible income verification programs

       Interest-only** options available for lower monthly payments

               Rate & term refinancing up to 100%*

       Cash out up to $250,000 for home improvements

       Debt consolidation loans to start dropping your debt

       Try a second mortgage with a home equity line of credit

       Move from an ARM to a fixed rate

       Programs with no income documentation requiredperfect for self-employed or 1099 owners

       Qualify for up to 100% financing*

       Use 1099s instead of W2s, or use just 12 months business or personal bank statements to qualify

       Loan programs that allow qualifying liquid assets as income verification3 months income, sourced and seasoned for
2 months

       Only one years employment verification required with a 620+ FICO credit score

       Liquid asset* seasoning only two months

       Purchase or refinance (rate & term, debt consolidation or cash-out)

All loan programs terms and conditions are subject to change without notice. Additional terms and conditions may apply. Loan qualification and rate is dependent on borrower's credit score and financial history. Loan programs are not available in all state.